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Financially Independent Person (FIP)

Financially Independent Person (FIP)

A residence route for individuals with stable passive income or sufficient resources who wish to live in Greece without local employment.

Key Takeaways

  • The FIP route serves individuals living on passive income, pensions or savings.
  • It does not require an investment in Greek real estate or assets.
  • Applicants must not take up local employment under this permit.
  • Income thresholds and documentation are confirmed individually.

Independence, recognised by law

Greece provides a residence permit category for financially independent individuals — people whose income comes from pensions, rents, investments, dividends or other sources outside Greek employment. It is a fit for retirees, investors and anyone with dependable passive income who wants to make Greece home without seeking local work.

How the route works

01

Who it serves

Non-EU nationals with documented passive income or sufficient financial resources — retirees, investors and the independently affluent.

02

Key characteristic

This is a residence route, not a work permit: holders may live in Greece but are not permitted to take up local employment. Passive income continues freely.

03

Evidence of resources

Applicants document stable income or sufficient resources at the level set by current regulation — confirmed for your situation during consultation.

04

Family inclusion

Spouses and dependent children can typically be covered within the same application — the exact family scope is confirmed for your case.

FIP or Golden Visa?

Both routes lead to Greek residence. The FIP route is built on income rather than investment; the Golden Visa is built on a qualifying investment — €800,000 or €400,000 on the standard property routes, €250,000 only on special statutory property routes — and has its own family and travel rules. Many clients compare the two before deciding — we lay both out side by side.

  • Income-based vs investment-based residence
  • Different work rights and family scope
  • Side-by-side written comparison before you decide
Explore the Golden Visa
A Mediterranean property terrace

How the FIP application works

Income-based, and confirmed at every stage.

1

Income assessment

We help you check your passive income or resources against current published thresholds; the assessment is confirmed with a licensed professional.

2

Documentation

Evidence of income, insurance and family scope is prepared and quality-checked.

3

Submission & follow-up

We coordinate the submission with the licensed legal professional and track the application with the Greek authorities.

4

Permit & renewal

Biometrics, permit issuance and guidance on renewal conditions once granted.

Verified information

Confirmed in writing

Income thresholds and documentary requirements for the FIP route are set by regulation and updated over time. Our team confirms the current requirements for your profile before you commit.

Residence Permits

Ready to explore your opportunities in Greece?

Financially Independent Person (FIP) — a conversation is the fastest way to turn this into a plan.