Financial Investment
Article 99 financial investment residence has category-specific minimums — €350,000, €500,000 or €800,000 depending on the qualifying instrument and its conditions. No real estate purchase required.
Official sources for this page: Hellenic Republic / National Printing House; Hellenic Republic / National Printing House. Law 5038/2023 — Migration Code · Law 5100/2024, Article 64 — replacement of Article 100
7 Eligible Investment Categories
Under Article 99 of Law 5038/2023 (as amended), non-EU/EEA investors can obtain a Greek Golden Visa through financial investments in specific categories of securities, fund units or bank deposits. No real estate purchase required.
There is no single universal financial threshold. Each category below has its own minimum — €350,000, €500,000 or €800,000 — depending on the qualifying instrument and its Article 99 conditions.
Mutual Fund Units — €350,000
Qualifying mutual-fund units investing exclusively in Greek assets, only where the fund and investment policy satisfy Article 99 requirements.
Alternative Investment Fund (AIF) — €350,000
Qualifying AIF units/shares, where the vehicle and its investment policy meet Article 99 requirements. Distinct from general private-equity/venture-capital exposure.
Company Shares — €500,000
Capital contribution to a company based or located in Greece, subject to Article 99 conditions.
REIC Shares — €500,000
Shares in a Real Estate Investment Company (REIC) investing exclusively in Greece, subject to Article 99 conditions.
Term Deposit — €500,000
Qualifying term deposit with a Greek credit institution, subject to Article 99 duration/renewal and other conditions.
Greek Government Bonds — €500,000
Certain qualifying Greek government bond investments, subject to statutory remaining-term and intermediary conditions.
Listed Shares & Bonds — €800,000
Qualifying shares, corporate bonds and/or Greek government bonds traded on the specified Greek regulated market/MTF category, subject to Article 99 conditions.
Key Features
- Qualifying funds/AIFs from €350,000
- Company shares, REIC shares, term deposits & government bonds at €500,000
- Listed/traded securities category at €800,000
- No property purchase needed — each category subject to Article 99 conditions
Risks and what to check
Every application is assessed on its own facts, and approval is not guaranteed. Read the points below before committing funds — they describe what can go wrong on this route, not what we expect to happen.
- Bonds, shares and similar instruments carry issuer, credit and market risk. Your capital is at risk and returns are not guaranteed.
- The investment has to be maintained for the permit to be maintained, so you may not be able to exit when you would prefer.
- If your base currency is not the euro, exchange-rate movements will affect the value of the holding.
- Thresholds and programme terms are set by Greek law and can change.
Before you commit
- Take independent financial advice suited to your own circumstances before subscribing.
- Obtain written confirmation that the specific instrument qualifies for this route and its exact category/threshold.
- Understand the minimum holding period, and what happens to the permit if the holding falls below the threshold.
- Confirm custody, reporting and tax treatment both in Greece and in your country of residence.
This is general information, not legal, tax or investment advice. Take independent advice from advisers qualified in Greece and in your own country of residence before making any commitment.
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Greece has changed its Golden Visa investment thresholds before. Leave your email and we'll let you know the moment anything changes — no regular newsletter, just the alert.
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